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Home and renters insurance

Know what you're covered for, before you need it.

Plain-English guides to renters and homeowners insurance: what's usually covered and what isn't, choosing a deductible, comparing quotes, finding discounts, keeping a home inventory and filing a claim.

Compare deductibles What's usually covered

Renters policy at a glance$16 a month

  • Personal property$30,000Replacement cost
  • Liability$100,000Per occurrence
  • Additional living expenses$9,000If home is unlivable
  • Deductible$1,000Per claim

Not coveredFloodEarthquakeWear and tear

An illustrative example. Your policy, limits and price will differ.

Start with one of these

CalculatorDeductiblesPremium saved vs. risk. GuideWhat's coveredUsually covered, or not. ChecklistHome InsuranceSixteen steps to fair coverage.

15 home insurance guides

The basics

Choosing coverage

Paying less

Inventory and claims

Free download, no email needed

The Home Insurance Workbook

Summarize your policy on one page, compare quotes line by line, start a home inventory, check every discount and keep a log if you ever need to claim.

Get the free PDFSee the Home Insurance checklist

Coming soon

Everything you own, recorded

Nestle Home Inventory Kit: a room-by-room home inventory spreadsheet and printable pages, a one-page policy summary and a claim log, so a claim is easier if you ever need one.

$9 once. Yours to keep. 30-day refund.

See what's in the kit